- 1 chase southwest airlines
- 2 Card Intervention: Southwest Airlines Premier Card vs. Chase Sapphire Preferred
- 3 The Best Chase Ultimate Rewards Airline Transfer Partners
- 4 Chase Southwest Airlines Rapid Reward Premier Credit Card
chase southwest airlines
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
- Limited Time Offer: Earn 60,000 points after you spend $2,000 on purchases in the first 3 months your account is open
- 6,000 bonus points after your Cardmember anniversary
- 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
- 1 point per $1 spent on all other purchases
- Earn unlimited points that don't expire as long as your card account is open
- No foreign transaction fees
- No blackout dates or seat restrictions, Bags fly free® and no change fees
- Redeem your points for flights, hotel stays, gift cards, access to events and more
APR: 16.99% - 23.99% Variable APR
Cash Advance APR: 25.99%, Variable
- Best for savvy travelers
- No foreign transaction fees
- Has annual fee
- Needs excellent credit
Limited Time Offer: Earn 60,000 points after you spend $2,000 on purchases in the first 3 months your account is open
1 point per dollar
Disclaimer: Any editorial content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored9quot; above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.
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Card Intervention: Southwest Airlines Premier Card vs. Chase Sapphire Preferred
Luke Sims – 10xTravel Contributor
Here at 10xT we have noticed a trend that’s hurting our readers and its time we say something about it. So we have decided that its time for an intervention.
You might want to sit down for this next part.
Many of you have fallen deeply in love with Southwest’s co-branded credit cards and your love affair is keeping you from your full travel potential.
Yes, we know that you think the Southwest card has been treating you well. After all, those easy redemptions, no blackout dates, and free changes/cancellations are great.
But, we think think that you should dump your Southwest credit card for someone better, the Chase Sapphire Preferred.
Southwest Cards, Good But Not Great
Let me start off by saying that I am not bashing any of the Southwest credit cards. In the grand scheme of things, you could do a lot worse credit card wise.
I personally have had both the Southwest Rapid Rewards Plus card and the Southwest Rapid Rewards Premier card in the last year alone (mainly to earn the coveted SW Companion Pass ).
Thanks to my shiny new Companion Pass, my wife will fly for free with me whenever I fly Southwest for the next 16+ months. We actually just used this perk to spend last weekend in Cancun.
But, where the Southwest credit cards really fall short is their benefits after you earn the signup bonuses. They each only offer 1 Southwest point per $1 spent (2 points per $1 on Southwest purchases) and don’t have any ancillary perks such as priority boarding, airline status, free checked bags, etc.
And while Southwest points are great for travel on Southwest, they provide little to no value when it comes to booking other forms of travel such as hotels, rental cars, or flights to destinations not serviced by everyone’s favorite low-cost domestic airline.
The Southwest cards also have annual fees of either $69 (Southwest Plus) or $99 (Premier) – pretty steep for the small benefits you get in return.
Why You Should Be Using Chase Sapphire Preferred Instead
Okay, hopefully at this point you have placed a safe amount of distance between you and your Southwest card and she (the card) is not throwing your TV out of the window. Messy breakups are never fun.
It’s time to set you up with someone new. Someone who has everything the Southwest cards have, and a whole lot more.
Let me introduce you to my good friend, Chase Sapphire Preferred.
Chase Sapphire Preferred earns Chase Ultimate Rewards points, which are one of the most valuable loyalty currencies in the game. They can be transferred 1:1 to more than 10 different travel partners, including United, Southwest , Hyatt, and Marriott or used to book any travel directly through Chase at a value of 1.2 cents per point.
So, at the very least, every point earned with Chase Sapphire Preferred could be converted into a Southwest Rapid Rewards point. Making Sapphire, at worst, just as valuable as either of the Southwest Rapid Rewards credit cards.
But it doesn’t stop there.
Sapphire earns 2x points per dollar on all travel and dining expenses and 1 point per dollar on everything else. Compare that to Southwest’s 1 point per $1 on virtually everything (save Southwest expenses) and the two aren’t even close.
I don’t know about you, but a relatively large percentage of my monthly credit card spending goes toward dining and travel. Being in your 20s and living in New York City will do that to you.
Now to my favorite part, the Chase Sapphire Preferred is currently offering a signup bonus of 50,000 points when you spend $4,000 on purchases in the first 3 months. Those 50,000 points are worth $600+ when redeemed to book travel through the Chase Ultimate Rewards portal and potentially more when used with Chase’s travel partners.
You’ll also get an additional 5,000 bonus points (worth $60 of travel) after you add the first authorized user and make a purchase in the first 3 months.
To top it off, check out these extra perks that take Chase Sapphire Preferred way past Southwest’s cards:
- $95 annual fee (waived first year)
- Premium Travel Protection Benefits, including auto rental collision damage coverage, trip cancellation/trip interruption insurance, trip delay reimbursement and more
- $0 foreign transaction fees
- Sleek metal card design and chip-enabled for enhanced security
It’s never fun to realize that the person (or card) you’re with is not treating you well. But, with the support of your friends here at 10xT you have a new and improved lover, a card you can be proud to have in your wallet.
With Chase Sapphire Preferred at your side, it’s time to start racking up the points for your next trip!
P.S. If you would like to apply for the Chase Sapphire Preferred (and support 10xT at the same time) please do so via our credit cards page .
My name is Luke and I’m addicted to travel. I am 23, married to my high school sweetheart, and working for a startup nonprofit in NYC… needless to say, it wasn’t long ago that traveling the world was a far-off dream caught somewhere between retirement and six feet under.
The Best Chase Ultimate Rewards Airline Transfer Partners
Chase Ultimate Rewards has five airline partners to transfer points at a 1:1 ratio. United Airlines, British Airways, Southwest Airlines, Korean Air and very recently new partner Virgin Atlantic. It also has five hotel and other travel partners that will be covered in a separate post. I previously gave step-by-step instructions for transferring Chase Ultimate Rewards points to partners and, in this post, we rank and evaluate each individual Chase Ultimate Rewards transfer airline partner.
Note: The mileage redemptions discussed here are as of April 2013 and frequently change and may no longer be valid at time of reading. Chase Ultimate Rewards has also added Singapore Airlines as an airline transfer partner.
This is part of my Chase Ultimate Rewards series:
1. United Airlines Mileage Plus
It’s no secret that I love United Airlines and Star Alliance. I rank United Mileage Plus as my number on Chase Ultimate Reward transfer partner. The Star Alliance has the best award availability of any alliance to fly to pretty much any continent or destination. In the past year alone, I’ve used United miles to book Business and First class tickets to Africa, South America, Europe and Asia. Asia was just a tiny bit tough because I wanted to fly back in the afternoon New Year’s Day directly in Business Class from Tokyo to New York (and I got it!). Other than that, I never had any real difficulty booking the tickets I wanted and getting amazing value with United miles.
United allows miles redemption on a wide array of partners in the Star Alliance with comprehensive routes all over the globe. The Star Alliance has the best award availability of the three major alliances and award space is easily searchable on United.com. Routing with United miles is super-flexible and a round trip award between different regions allows a stopover and two open jaws. That includes award tickets to Hawaii and the Caribbean! The flexible routings let you add free one-ways or hit two or three destinations on a single trip and I’ve been using these to the limit! In addition, trips booked with United miles let you change to better flights, add connections, stopovers, change dates etc completely for free up to to 21 days before your trip.
If you’ve been reading my blog, you already know full well by now, I make full use of the stopovers and open-jaws leaving nothing on the table every time!
As for my valuation, I will let my United Airlines award bookings speak for themselves:
And, of course, a few Business/First Class bookings:
- Kenya, My First Trip To Africa: The Plan and Qatar Airways First Class (120,000 United miles for Business/First class tickets to Kenya stopping in Copenhagen for a few days en route)
- Thanksgiving in Grand Cayman, New Year’s in Rio and Fourth of July in Greece(100,000 United miles for Business Class ticket from Rio to New York, Business Class ticket from New York to Athens and Economy from Athens to New York)
Business class tickets are much harder to value since I personally would not pay out of pocket to fly business class. I included the trips to show how much value I’ve been getting from United miles. I’ve been flying to far-away destinations like Africa and Asia in style!
2. Southwest Airlines Rapid Rewards
You’re probably surprised to see a low-cost domestic carrier take the number two spot among all five Chase Ultimate Rewards airline transfer partners. However, there are two simple reasons why I find Southwest Rapid Rewards such a good deal:
- The Southwest Companion Pass will double the value of your Southwest Rapid Rewards points by letting you bring a previously designated companion on any flight with you, whether you pay cash or with miles. The companion pass is good until the end of the following year. This means that if you were to get the companion pass this year, it would be valid until the end of 2014.
- There is nearly no award hunting on Southwest. Every Southwest Rapid Rewards point converts into 1.67 cents towards Wanna Get Away fares, which are available almost all the time.
With Southwest merging with AirTran, Southwest’s route network has drastically increased. You can now book with Southwest Rapid Rewards points any of AirTran’s domestic routes, including Puerto Rico. International routes are not available yet (hopefully by the end of 2013), but AirTran does have Caribbean destinations, such as Dominican Republic and Aruba, among others. Southwest also plans to start service to Hawaii at some point in the near future.
3. British Airways Executive Club Avios
British Airways has a distance based award chart where you pay per segment based on the miles traveled:
British Airways Award Chart
There are a few disadvantages to British Airways miles. They do charge hefty fuel surcharges, especially to Europe when flying American Airlines or British Airways. It will also cost a lot of miles to travel the long-distance flights to Asia or Australia or for itineraries with many connections. That said, British Airways can prove indispensable on short-haul flights where the smaller distance puts the mile redemption in one of the lower bands. I do consider them among the best ways to fly to the Caribbean with miles. A few examples where we can gain value on the short flights:
- 4,500 miles each way + taxes from New York to Montreal or Toronto on American Airlines (tickets can easily cost $400-$500 in high season!)
- 10,000 miles each way from New York to Cancun on American Airlines (vs. 17.5k miles each way with miles American Airlines, United Airlines or US Airways miles programs)
- 12,500 miles each way from West coast cities (e.g. LAX, SFO, SJC) to Hawaiian islands on American Airlines or Alaska Airlines and I detail this in the post: West Coast to Hawaii for 12,500 British Airways Avios Each Way!
- 12,500 miles each way Boston to Dublin on Aer Lingus (Aer Lingus does not have fuel surcharges).
I’ve personally never used Korean Air to redeem awards and try to avoid Delta and SkyTeam. (The one time I used SkyTeam the past year ended up causing an unpleasant last-minute rebooking. Not that I attribute this one incident to SkyTeam, but I tend to get unlucky with that alliance!)
The Korean Air award chart is comparable to Delta, but Delta and SkyTeam have a reputation for having the worst availability of the three alliances in terms of award seats. When booking my trips, I will also tend to check availability with SkyTeam in case there is a good opportunity. Unfortunately, a good availability situation seldom comes up. It’s always Star Alliance or oneworld that wins out on miles use.
The one place Korean Air SkyPass miles do have an advantage is on first class award seats they on their own planes. A first class ticket from North America to Asia will cost 160k round trip and it’s not uncommon to see three to five seats available with these miles. Moreover, since Delta does not allow first class awards with their own SkyMiles, you aren’t really competing with other miles programs for these seats. It’s one of the best opportunities to fly the A380!
One last annoyance with Korean Air miles is the actual process involved in redeeming the actual miles for award tickets. Lucky reports and Gary reports that you need to go to the length of calling, faxing or mailing ID’s and forms, waiting a few days to get the ticket issued. Moreover, you can’t even book tickets for others without providing written documented proof of a family relationship. The sheer obstacles involved in all this really bring down the value of Korean Air miles in my book!
Virgin Atlantic ranks last in my list of Chase Ultimate Rewards airline transfer partners due to fuel surcharges on most partners and a relatively uninspiring award values on top of that. Daraius at MillionMileSecrets did a full review of Virgin Atlantic as a Chase Ultimate Rewards transfer partner so I’ll defer to him in digging around in the Virgin Atlantic award charts (they have a separate award chart with each partner!).
To summarize his lengthy analysis, Virgin Atlantic charges hefty fuel surcharges on all partners except Virgin America, Hawaiian Air and U.S. Airways. However, even with those partners, they charge either the same or comparatively higher prices on most routes as the corresponding carriers. Most disappointingly, they have a terrible change policy where you pay $38 to change dates (it’s free on United and American). You lose 25% of your miles if you cancel more than 7 days before your trip. You lose ALL your miles when canceling within 7 days. I am doubtful someone who values flexibility as much as I do will be using their award chart anytime soon.
The best use of Virgin Atlantic miles used to be the ability to transfer them to Hilton HHonors points at a 1:2 ratio like I did when I booked the Conrad Tokyo for my trip to Asia in December. However, with Hilton’s recent massive point devaluation, this is simply no longer a lucrative deal.
Do you agree or disagree with my Chase Ultimate Rewards airline partner rankings? Where have you found amazing value by transferring your points?
Chase Southwest Airlines Rapid Reward Premier Credit Card
The Chase Southwest Airlines Rapid Reward Premier card is a natural choice for dedicated customers of Southwest Airlines and also those who are looking for a rewards card that has a lot to offer. The sign-up bonus sets the tone or the good times to come; spend a mere $1000 in three months and earn 25,000 bonus points. Twelve months after your enrollment, you’re gifted 6,000 bonus points to celebrate your anniversary with this card. You see, earning and accumulating points is easy with the Southwest Rapid Rewards Premier card.
Get two points on a dollar for purchases related to Southwest, these include the airlines as well as expenses related to Southwest Rapid Rewards Hotel and Car Rental Partner purchases. All other purchases earn you one point. Buy from the Rapid Rewards Shopping portal for some interesting deals that can earn you points. Transfers to this card are made attractive by a very appealing offer; you can add up to 15,000 points if you transfer your debt to this card within 90 days of activating your account. The card charges a balance transfer fee of 5% and interest at the rate of 15.99% APR; the same rate that it charges for purchases. In both cases, you’re not offered a period with 0% APR. The card charges a membership fee of $99 applicable from the very first billing statement. But, come to think of it, the card pays for itself with the points gifted on your anniversary.
When traveling with Southwest Airlines, you are entitled to rewards with tickets for Wanna Get Away, Anytime, and Business Select categories. However, remember to book your tickets directly with the airlines and not via a travel agent. The Wanna Get Away category with its low-priced tickets offers excellent returns for the points that you’ll accumulate with this card. For the other two categories, you’ll need more points to pay for the fare, but in return, you get a smoother traveling experience with features such as priority boarding.
As a cardholder, you are exempt from Change Fees that you’d otherwise have to pay for changing a Southwest Airlines flight. With this card, you can redeem points at more than 70,000 participating hotels. Apart from flight fares, you can also redeem the points for car rentals, cruises, and even gift cards. The points don’t expire. Travel abroad and spend to your heart’s content with this card, there are no foreign transaction fees. If you’re looking for a card that lets you fly in style with all the benefits that you’d expect from a great loyalty program, then the Southwest Airlines Rapid Rewards Premier card is a good choice. With this card, your first and second checked bags will fly free of cost. The card runs a program offering Tier Qualifying Points (TQPs) that let achieve elite status qualification; you get to the A-List which offers benefits such as Priority Check-in and Fly By Priority Lanes reserved check-in, standby priority, etc. A $10,000 spend nets you 1000 points. There’s a ceiling of 15,000 TQPs with this card. These points are distinct from the rewards points and cannot be used interchangeably.