- 1 Your access to this site has been limited
- 2 How to Apply for Chase Freedom Unlimited Card When get Invitation
- 3 Ellie Kemper Promotes the New Chase Freedom Unlimited Credit Card
- 4 chase freedom unlimited invitation
- 5 Is Chase Freedom Unlimited Visa a Game Changer in The Game?
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How to Apply for Chase Freedom Unlimited Card When get Invitation
Chase bank is a multinational financial and banking company. It is the 2 nd largest company in the world according to market capitalization. It has outstanding services and programs for its customers. Chase has now offered unlimited invitation credit card for its selected customers. One can visit www.getfreedomunlimited.com for Online Login to your chase account. The selected customers are informed and invited via mail.
If you have received this mail then you can apply for chase get unlimited invitation credit card. The procedure to apply is simple and quick. You get a response within minutes. You don’t need to worry about pre credential approvals as well as everything is already decided.
How to Apply For Get Freedom Unlimited Card
As mentioned that the process to apply is simple and quick. To begin the procedure, visit the website www.getfreedomunlimited.com. To login you need to enter your invitation code, zip code and last name. Invitation code is a 12 digit code that is mentioned in your mail. It is used to guide the backend to your score details. If your score is according to standard then you will receive your approval within minutes.
You also need to enter 5 digit zip code as well. It is also mentioned on the mail you received. Then enter your last name to enter your online procedure. Then you need to fill out the online form. Once you are done submit it and you will receive the response within a minute. Once you are done your card will be mailed to you.
Features of Freedom Unlimited Card
What are the features that make freedom unlimited card better than regular cards? It offer you the offer the opportunity to earn bonus points during purchases. During promotional period you also get 5% cash back opportunity. You also earn 1.5% cash back on all purchases.
You also earn a $150 bonus on spending $500 in the first 3 months getting your card and opening your account. The best part is that the bonus points you earn don’t expire. As long as your account is opened, your points won’t expire.
There is no annual fee on ultimate freedom card. You can enjoy all the perks that come with it without annual fee. And there is no introductory fee in the first 15 months of opening your account. Later you get an adjustable APR (annual percentage rate) of 15.49% to 24.24%. There is a transfer fee however of 5% of the amount transferred. Or $5 if minimum. Now what are you waiting for get ready to Apply Chase
Ellie Kemper Promotes the New Chase Freedom Unlimited Credit Card
*Editorial Note : This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
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Be on the lookout for the new commercials with Ellie Kemper promoting the Chase Freedom Unlimited® credit card! The quirky comedy star was recently spotted filming in Time Square clutching the new cash back credit card from Chase. Kemper is best-known as the eponymous title character in Netflix's comedy, Unbreakable Kimmy Schmidt, which recently kicked off its second season. You may also recognize Kemper as Erin in The Office. She has now had now joined the ranks of numerous A-list celebrities featured in commercials for credit cards. For more details on Kemper’s favorite piece of plastic, check out our detailed review of the Chase Freedom Unlimited®.
The Evolution of Celebrities & Credit Card Commercials
Chase isn’t the first credit card issuer to use popular comedy figures to promote their plastic. You’ve probably seen the hilarious commercials with Tina Fey and Ellen DeGeneres touting the world class customer service and premium benefits of American Express cards. In fact, Amex has been making viewers laugh since the late &09rsquo;s when they featured Jerry Seinfeld in a string of TV commercials inviting consumers to “Do more with the American Express Card”. Interestingly enough, Tina Fey, who recently starred in a hysterical commercial for the Blue Cash Everyday® Card from American Express, is an executive producer for Unbreakable Kimmy Schmidt which stars the spokeswoman for the new Chase Freedom Unlimited®.
But Capital One is probably the first credit card company that comes to mind when you think of Hollywood appearances. Their use of big name actors Jennifer Garner, Alec Baldwin, and David Spade helped propel the popular Capital One® Venture® Rewards Credit Card into the spotlight, ultimately leading it to become one of the top travel rewards cards. In the cash backspace, Capital One tapped none other than Samuel L. Jackson to be the face of the Capital One® Quicksilver® Cash Rewards Credit Card, hoping to tether his no-nonsense reputation to the card's straightforward, yet lucrative rewards program.
Can We Trust These Hollywood Endorsements?
In the commercial, Ellie Kemper certainly makes the Chase Freedom Unlimited® like the best credit card on the planet. The hilarious 30-second reel highlights that you will earn unlimited 1.5% cash back on every purchase you buy and that you can spend that cash back on anything you want. We don’t recommend throwing your credit card to the wind in the middle of Time Square like Kemper does four seconds into the commercial, but other than that, she’s pretty much spot on with the key features of this rewarding credit card.
If anything, the commercial actually undersells this new piece of plastic. Yes, the Chase Freedom Unlimited® earns you Unlimited 1.5% cash back on every purchase, but for folks who use Chase Ultimate Rewards points to get free travel, this credit cards offer is even more exciting that Kemper makes it out to be. If you have the Chase Sapphire Preferred® Card or the Ink Plus® Business Credit Card, you can transfer your points to a number of airline and hotel loyalty programs to get an even better value for your points. While these two cards have nice bonus categories for earning extra points, you still only earn a flat 1 point per dollar on most things you buy.
The Chase Freedom Unlimited® now gives cardholders a chance to get a minimum of 1.5 points per dollar on every purchase. When you redeem your points for travel with great partners like Hyatt Hotels or United Airlines, it’s easy to get as much as 2¢ per point. At the rate, it’s like you’re actually earning 3% “cash back” with the Chase Freedom Unlimited®!
American Express has long been the gold standard when it comes to customer service, and in one of Tina Fey’s commercials, Amex puts this on display when a customer service rep calls Tina to verify a suspicious purchase of 14,000 racket balls. The idea is that when you need it most, the world class customer service from American Express will always have your back. American Express cardholders should certainly expect excellent fraud monitoring on their card, but in reality, this is a service that you would hope to find from any major credit card issuer.
A 2008 commercial with Ellen DeGeneres gives a better example of where American Express' customer service shines brightest. When Beyoncé invites Ellen to a concert and tells her to have “your people call my people,” Ellen is perplexed at who exactly are “her people”. But just in the nick of time, her personal concierge, a complimentary benefit of The Platinum Card® from American Express, gets her VIP tickets to the show. Amex leads the industry when it comes to entertainment perks and luxury benefits, and the personal concierge in this commercial is a great example.
Capital One sought to break the mold of traditional travel rewards credit cards with the Capital One® Venture® Rewards Credit Card. In this informative commercial, Garner taps into the frustration that millions of Americans have felt when trying to navigate the intricacies of airline frequent flyer programs. Touting the ease and convenience of redeeming miles with the Venture Card, Garner says you can “book any flight you want on any airline, then use your miles to cover the cost. No blackout dates.” And she’s exactly right.
While co-branded airline credit cards may be able to get you more bang for your buck if you’re willing to do some research, the flexibility of the Capital One® Venture® Rewards Credit Card is hard to beat and will usually make it a better fit for the average consumer. Before it was called the “Venture9rdquo; card, Capital One featured comedian David Spade in a series of hilarious commercials where he abrasively denied hopeful travelers the ability to redeem their miles with his favorite word: “NO!9rdquo; On the flip side, Capital One offers “No Hassle Rewards” that can be redeemed on any airline, anytime.
The dinosaur-hunting, lightsaber-wielding, Pulp Fiction star was the perfect choice to promote the Capital One® Quicksilver® Cash Rewards Credit Card. Just like the actor, the Quicksilver® credit card doesn’t play any games, and as Jackson promotes in the commercials, cardholders will earn an unlimited 1.5% cash back on every purchase, every day. The Capital One® Quicksilver® Cash Rewards Credit Card also comes with no annual fee and no foreign transaction fees.
Going along with the “no-gimmicks9rdquo; theme, there is no minimum amount for cardholders to redeem their cash back and you don’t even have to wait until your billing cycle ends to receive the rewards – your cash back will post to your account almost as soon as the transaction is processed. As you can see, this credit card is extremely similar to the Chase Freedom Unlimited®. If cash back is your only goal, then you will probably be slightly more satisfied with the Capital One® Quicksilver® Cash Rewards Credit Card, but if you want to combine rewards with other cards to get a better value by redeeming for travel, then you would want to go with the Chase Freedom Unlimited®.
You can’t always believe everything you see on TV, but when it comes to these credit card commercials, the Hollywood stars do a pretty good job of portraying the perks and benefits of their favorite plastic. To pick which credit card is best for you, you’ll need to take a more in depth look at the rates, fees, and features of each card, so check out our credit card comparison tool and get started today!
*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.
chase freedom unlimited invitation
UPDATE: The Points Guy has learned more from Chase. All of the assumptions in this post appear to be true! Chase Freedom Unlimited will coexist with the original Freedom card; It will have no annual fee; and it will earn Ultimate Rewards points.
Click through to Angelina’s post to see the full image and card details.
Here are the basic details:
- $150 signup bonus (after you spend $500 in 3 months). Get an additional $25 for adding an authorized user.
- Earn 1.5% cash back everywhere. Unlike the standard Freedom card, there are no 5% bonus categories
- I assume that this card has no annual fee (it doesn’t say so in the image, but I don’t think that Chase can compete in the 1.5% cash back market if they charge an annual fee)
I believe that Chase Freedom Unlimited is an additional Freedom card, not a replacement
Angelina states that this new card will replace the current Freedom card (which offers rotating 5% categories and 1% on all other spend). I will be very surprised if that is true. The fact that Chase gave this card a new name, Freedom Unlimited, suggests to me that they think of it as a separate product. Chase used to offer both a Sapphire card and a Sapphire Preferred card at the same time. I think that this is similar. True, they may phase out the basic Freedom card over time (as they did with the Sapphire card), but I doubt that it will go away soon.
Click through to MileCards’ post to the full image and details.
The only reason I can think of that Chase would refer to Freedom as a “portfolio” is if there were multiple different cards with the Freedom name.
This is awesome for mile/point collectors if the card earns Ultimate Rewards points
The Chase Ink Cash card and the current Chase Freedom card are marketed as cash back cards. In reality, they earn Ultimate Rewards points which can be converted easily to cash. Even better, points can be made more valuable by moving them to a Sapphire Preferred or Ink Plus account. This way, points can then be used for 1.25 cents per point towards travel or, better yet, transferred to partner loyalty programs in which points are often worth more than 1.25 cents each. These include Hyatt, United, Southwest, etc.
We don’t yet know if the Freedom Unlimited card earns Ultimate Rewards points, but I think it’s likely that it does. If so, then suddenly Chase has a strong contender for your “everywhere else” spend.
As I described in my post “Best credit card combos: Ultimate Rewards,” it is currently possible to average 2 Ultimate Rewards points per dollar, or more, by mixing and matching Chase Ultimate Rewards cards:
- Use the old Freedom card for all spend within its quarterly 5X categories (up to $1500 per quarter). The specific categories change each year. This year they’re offering 5X for gas stations in quarter 1; 5X for grocery stores in quarter 2; 5X for restaurants and more in quarter 3; and 5X for holiday shopping in quarter 4.
- Use the Chase Ink Cash or Ink Plus for all spend within its 5X categories: office supply stores, cellular, landline, and cable. Also use the Chase Ink card for 2X gas.
- Use the Sapphire Preferred card for 2X travel and dining.
- Use any of the cards for all other spend. They all offer only 1 point per dollar for “everywhere else” spend.
Given assumptions about how much a person might spend within each category, I calculated that a person might average 2.16 points per dollar by following the above rules.
Now, with the Freedom Unlimited card, there’s a great option for that “everywhere else” spend: with the Freedom Unlimited you’ll earn 1.5 points per dollar. In my Credit Card Analysis Spreadsheet I modeled the addition of this card to the mix shown above. With this card added in, a person with my assumed mix of spend would earn 2.36 points per dollar.
Rationally, an additional 0.2 points per dollar is hardly worth getting excited about. But, if you spend more in the “all other” category than I estimated (about 20%), then it could be huge.
Note that the above scenario assumes that a person wants to go “all in” with Chase Ultimate Rewards. If you’re interested in seeing ways to mix and match various cards, please see: Best credit card combos: Mixed rewards. Or, if you prefer cash back, see: Best credit card combos: Cash Back.
Freedom Unlimited vs. other everyday spend cards
In my post “Best rewards for everyday spend” I list a number of cards that offer rewards worth 2% cash back or better on all spend. While there are several cards that offer better than 2% cash back rewards, each has tough requirements or strict limits (e.g. the Discover It Miles card earns 3% cash back, but just for the first year. After that it earns only 1.5%). The benchmark for everyday cards comes from the no fee 2% cash back cards offered by Citi and Fidelity.
If you’re only interested in cash back then the Freedom Unlimited is obviously inferior to the 2% cash back cards. In fact, it may be inferior to many 1.5% cash back cards since some of them offer additional perks that the Freedom Unlimited card might not (for example, the Discover It Miles card offers $30 of free in-flight wifi per year). However, the equation is completely different if you’re interested in the card’s Ultimate Rewards program (assuming it earns Ultimate Rewards!) for the ability to transfer points to airline and hotel programs (when transferred first to the Sapphire Preferred or Ink Plus card).
Using the Freedom Unlimited card for everyday purchases instead of a 2% cash back card is like buying Ultimate Rewards points for 1.33 cents each. Whether or not that’s a good deal depends upon how you would use those points and whether or not you have ways of “buying” Ultimate Rewards points for less. I’ll leave that mental exercise to the reader.
Freedom Unlimited vs. Everyday Preferred
There is only one other transferable points card that offers 1.5X points per dollar. That is the Amex EveryDay Preferred card (see: Amex’s powerful new EveryDay cards). The EveryDay Preferred card offers 3X points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2X points at US gas stations; and 1X points on other purchases. What makes the card really powerful that it offers a 50% bonus when you use the card 30 or more times per billing cycle. With the 50% bonus, the card’s earning rate increases to: 4.5X points at US supermarkets on up to $6,000 per year in purchases (then 1.5x); 3X points at US gas stations; and 1.5X points on other purchases.
The EveryDay Preferred card does have a $95 annual fee, but since the Freedom Unlimited will most likely require the Sapphire Preferred or Ink Plus card, each also with a $95 annual fee, in order to transfer points to hotel and airline programs, I’d call the annual fee a wash.
If Ultimate Rewards and Membership Rewards points were equal, then I’d say that the EveryDay Preferred card may be better than the Freedom Unlimited thanks to its terrific bonus categories. That said, I’d argue that Ultimate Rewards is a better program for most people (see: Membership Rewards vs. Ultimate Rewards vs. ThankYou Rewards. Which is best?). Plus, the need to make 30 purchases a month with the EveryDay Preferred card in order to get the 50% bonus is a burden that most people would happily do without. Personally, I’d rather have the Freedom Unlimited card.
In this post I’ve made a number of assumptions about the new Freedom Unlimited card:
- It will coexist with the original Freedom card
- It will have no annual fee
- It will earn Ultimate Rewards points
If my assumptions prove true, this will be an excellent addition to the Ultimate Rewards family of products for those who prefer earning transferable points. Those who prefer earning cash back should look elsewhere.
Is Chase Freedom Unlimited Visa a Game Changer in The Game?
Double usage of the word “game” is intentional. Last Friday I’ve mentioned a new product called Chase Freedom Unlimited Visa that should be available within the next few weeks. Update: The card is now available and it pays me commission.
Basically, it comes with a very simple earning structure: 1.5 Ultimate Rewards points per dollar on all purchases. If you decide to cash out the rewards, it would amount to 1.5 % return: not bad, but not great.
Of course, the real value lies in ability to transfer to partners like Southwest, Avios, Hyatt and United, and get a potentially much better return on your points. Let’s take Southwest program. You can get roughly 1.5 cents towards “Wanna get away” fare per each Ultimate Rewards point. So, 1.5 UR points will give you approximately 2.25 cents on Southwest Airlines. That’s better than 2% you would get with a no-annual-fee Citi Double Cash card. Read this post with analysis of Ultimate Rewards program when it comes to regular family.
But there is one problem. You still need to have a premium card like Chase Sapphire Preferred or Chase Ink Plus. And those products come with a $95 annual fee. If you’ve been around my site for the last few years, you probably know that I always encourage folks to be very careful when it comes to annual fees. Of course, it doesn’t mean you should never pay them. I just hope you do the math and decide if it’s worth it.
Something I’ve seen Dan from DansDeals mention a few times to readers. He said you don’t technically need CSP or Ink Plus because as long as you have Chase Freedom or Freedom Unlimited, you can upgrade it to CSP as needed. The annual fee of $95 on Chase Sapphire Preferred doesn’t kick in immediately, so you can always downgrade it after transferring the points to airline or hotel program. I’ve never done it, but I suppose it could work. I do caution readers not to rely on this method being available at the time you need to make a redemption.
Few things to keep in mind about new Freedom Unlimited card:
1) While earning 1.5 UR points on everything is pretty good, you will do better by buying $300 Visa gift cards at Staples.com and using them for everyday spending.
I wrote a post Is $300 Visa Gift Card at Staples.com a Game Changer? which I recommend you read. Obviously, if you plan on buying expensive equipment, using credit card is preferable. But if you are willing to use gift cards for everyday purchases, buying Visa gift cards at Staples.com with your Chase Ink Plus is the way to go. Overall, if you want to collect Ultimate Rewards, it will be very hard to beat Chase Ink Plus/Chase Freedom combo. Adding Freedom Unlimited card will probably yield marginal benefit.
2) If you plan to stick with Chase Sapphire Preferred instead of Ink Plus, Freedom Unlimited is worth considering.
Having regular Freedom card is still a no-brainer, but adding Unlimited to the mix could make sense. You’ll have a trifecta of Freedom/CSP/Freedom Unlimited. Use the first one for 5% bonus categories, second one for dining and travel, and third one for everything else. However, I recommend you don’t get hung up on buying regular gift cards with Chase Freedom or Ink.
As I wrote in my post last week, you can often do better by going through third-party resellers. Sure, you can buy Olive Garden gift card at Staples with Ink Plus and get 5 points per dollar OR you can buy the same gift card at 15% off through Cardpool (my link, you’ll get $5 off your first purchase) or another store. Amazon and gas gift cards are rare exceptions, as you can’t usually get a big discount on those.
Update: My reader Audrey has mentioned that purchases from third-party reseller CardCash code as Utility category (a fluke?), so you should be able to get 5 points per dollar when using your Chase Ink Plus.
3) If you apply for new cards regularly, you won’t be able to get Freedom Unlimited due to 5/24 Chase rule.
But you should be able to convert Chase Sapphire Preferred or another Chase Freedom to this product. I actually plan to convert my husband’s CSP to Freedom Unlimited as soon as it becomes available. I currently only apply for cards that come with a decent sign-up bonus upfront, and don’t have a 2% cash back card. So, having one that pays 1.5% will be the next best thing.
Going after sign-up bonuses will still be my core strategy for the foreseeable future. I just expect it to be less lucrative overall. But free is still free.
4) As always, I encourage you to look at other cards when it comes to everyday spending.
I put together a list of “keeper” cards and best 2-card combinations for a middle-class family. I recommend you take a look and see if perhaps going after cash back or other flexible rewards currency could be advantageous. I’ve written quite a few posts on Amex Everyday Preferred and why it’s a game changer. While it has an annual fee, you can usually make up for it via various promos.
Getting several good cash back cards could also make a lot of sense. Read my post on US Bank Cash Plus Visa Of course, everyone’s circumstances will be different, so I can’t say what will or won’t work for you. If you love staying at Hyatts/ flying Southwest and would otherwise pay cash for those, then you will most likely do better sticking with UR cards’ combination.
5) Chase Freedom vs. Freedom Unlimited comparison will be very YMMV
That means “your mileage may vary.” If you are just starting out in the hobby and debating on which one of those two cards to get, it will heavily depend on your spending pattern. If you don’t like to buy gift cards from reselling sites, you might want to go with Chase Freedom. Those 5% categories can be quite lucrative, especially when it comes to gas and Amazon purchases. In all likelihood, you will average 2 points per dollar at the end of the year. I think for most people, original Freedom is a superior choice.
However, if you are a person who likes simplicity, then perhaps it’s better to get Unlimited version. Once again, I assume that you plan on accumulating transferrable Ultimate Rewards points and want to get Chase Sapphire Preferred or Chase Ink Plus down the road. Otherwise, get a decent 2% cash back card like Citi Double Cash and call it a day. To new readers: if all of this confuses the heck out of you, feel free to email me or look at my Free consulting service page.
Readers, who is excited about Chase Freedom Unlimited?
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Leana is the owner and founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.