Best national credit unions

Welcome to National Credit Union

When you want to expand your business across east-west borders, we'll give you the strongest imaginable support in your business dealings with USA, the CIS and Europe - and as the European arm of United States largest commercial bank with strong presence in Vienna, Frankfurt and Paris, we'll help find the best routes between east and west.

Best national credit unions

Because working in the international market place means ever-changing landscapes, you need a strong partner to help you cross cultural boundaries and open doors to new business opportunities.

If you choose us as your partner you can be sure of working with highly motivated people focusing on the individual details of your business, providing bespoke, sophisticated solutions that perfectly suit your organization's needs.

For a name you can trust when you're looking to expand in USA, Russia, Europe or the CIS, talk to us.


best national credit unions

Best national credit unionsBest national credit unionsBest national credit unionsBest national credit unionsBest national credit unionsBest national credit unions

Best national credit unions

Best national credit unions

Best national credit unions

Best national credit unions

Your Savings Federally Insured to at least $250,000 and

Backed by the Full Faith and Credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency

Best national credit unions

Best national credit unions

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It's much easier to start from.

Early start compounds the return

Best national credit unions

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Unfortunately, it's not possible to prevent.

Coping with Identity Theft: Reducing the Risk of Fraud


Welcome to National Credit Union

When you want to expand your business across east-west borders, we'll give you the strongest imaginable support in your business dealings with UK, USA, the CIS and Europe - and as one of the European arm of United Kingdom largest commercial bank with strong presence in Vienna, Frankfurt and Paris, we'll help find the best routes between east and west.

Best national credit unions

Because working in the international market place means ever-changing landscapes, you need a strong partner to help you cross cultural boundaries and open doors to new business opportunities.

If you choose us as your partner you can be sure of working with highly motivated people focusing on the individual details of your business, providing bespoke, sophisticated solutions that perfectly suit your organization's needs.

For a name you can trust when you're looking to expand in USA, Russia, Europe or the CIS, talk to us.


Banking Bonuses and Credit Union Promotions

Maximizing Money covers a wide variety of banking bonuses from many national, regional and local banks and credit unions, including cash rewards for opening new checking, savings, and business accounts.

In this section, you'll find articles about Bank Promotions, Credit Union Offers, High-APY Interest Rates, Referral Programs, Banking Services, and more for consumers and businesses.

Get bonuses for opening checking and savings accounts with these popular banks.

Regions Bank - Personal Checking / Business Checking | $50 / $150.

These bank account offers are available to anybody who lives in the U.S.A.

Capital One 360 - Checking / Money Market | $300 / $200.

Earn higher interest rates with these national online banking services.

These credit unions offer cash incentives to join with membership open to anybody in the U.S.A.

America’s CU - Checking | $100 | Direct Deposit.

These bank account offers for college students and high school students provide all of the features that students need without the fees.

Chase College Checking Account - $50 Bonus and Waived Monthly Fees for College Students.

Small Business Banking Promotions

These banking promotions are for sole proprietors and small business owners who open business checking accounts.

PNC Bank - Business Checking | $300.

These bank account promotions are more limited to residents of select U.S. states.

Santander Bank (NH, MA, RI, CT, DE, NY, NJ and PA) - Checking / Referrals | $150 / $50.

Regional Credit Union Promotions

Review more articles below for all of our banking bonuses and credit union promotions.

Seven Seventeen Credit Union $100 Free Checking Account Bonus – Ohio

Seven Seventeen Credit Union in Ohio will give you $100 Free Checking Account bonus when you open an account, sign up for eStatements, and EITHER set up a recurring direct deposit of $200 or more OR make 30 debit card point-of-sale transactions within 90 days, valid through September 30, 2017. [Read More] Seven Seventeen Credit Union $100 Free Checking Account Bonus – Ohio

Chase College Checking Account $50 Bonus Offer for Students

Just Bring your $50 Coupon when you open a new Chase College Checking℠ Account in your local Chase branch, enroll in paperless statements, and complete 10 qualifying transactions within 60 days of account opening to receive this $50 banking bonus from Chase for students 17 to 24 years old. [Read More] Chase College Checking Account $50 Bonus Offer for Students

Beam Demand Deposit Account 2%-4% APY Guaranteed and Win a 7% APY via Referral Contest

Beam, currently working toward a Beta Launch in November 2017, is an interest-paying bank account or Demand Deposit Account (DDA) that is supported by a licensed, FDIC-insured U.S. bank for risk-free deposits that are guaranteed to earn a high interest rate of 2%-4% APY with no fees and no minimums.

Plus, when you sign up for early Beam Beta access now, you can participate in the Beam Referral Contest for a chance to win a 7% APY interest reward for 100 days. [Read More] Beam Demand Deposit Account 2%-4% APY Guaranteed and Win a 7% APY via Referral Contest

Bank of the West $150 or $300 New Checking Account Bonus

Bank of the West is offering $150 or $300 in bonus cash when you open a new personal checking account online by September 27, 2017.

This Bank of the West promotion is available to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming.

5 Best College Student Checking Accounts and Reviews for 2017

Check out this list of the 5 Best College Student Checking Accounts and Reviews for 2017 to find bank accounts with the features that college students need most, like no monthly fees and easy access to money. [Read More] 5 Best College Student Checking Accounts and Reviews for 2017

Commerce Bank $50 Referral Bonuses for Personal Checking Account – MO, KS, IL, OK and CO

Commerce Bank offers a $50 Refer-A-Friend Bonus for both parties when a current client refers a new client to open a new Commerce Bank personal checking account.

Discover Bank Savings Account $150/$200 Bonus Available Nationwide

Discover Bank is offering either a $150 or $200 bonus when you open a Discover Online Savings Account by October 2, 2017, deposit either $15,000 or $20,000 by October 16, 2017, and maintain your $15,000 or $20,000 balance until the $150 or $200 bonus is credited to your account by October 31, 2017.

High APY Online Banking Account Rates for Checking and Savings

If you want an easy place to park your money and earn a high interest yield on your deposits into a checking or savings account, check out this list of high APY online banking account rates for the highest interest rates available on basic accounts with no monthly activity requirements. [Read More] High APY Online Banking Account Rates for Checking and Savings

Truity Credit Union $100 Simple Checking Account Bonus – AR, KS, OK and TX

Truity Credit Union will give you a $100 bonus when you open a Simple Checking Account by September 30, 2017, with no minimum balance and no monthly fee.

CIT Bank $100 Bonus with 1.30% APY High Yield Savings Account – Nationwide

CIT Bank will give you a cash bonus of $100 and an interest rate of 1.30% APY when you open and fund a Premier High Yield Savings Account with a minimum of $15,000 by September 8, 2017, and maintain a qualifying balance for 3 monthly statement cycles.


Banks vs. Credit Unions: Which Have the Best Interest Rates?

If you had to guess, which type of institution would you say has the best interest rates: banks or credit unions? You might be surprised to learn the answer is “both.”

GOBankingRates recently surveyed interest rates for savings accounts, checking accounts, money market accounts and a variety of certificate of deposit terms to find out if U.S. banks or credit unions are more competitive when it comes to the yields they offer account holders. See below for the findings.

Best national credit unions

On average, credit unions provide the highest interest rates for all deposit account types.

John Skul, AVP of Marketing for one of the top-ranking credit unions, Great Lakes, told GOBankingRates, “Our goal is to encourage our members to use GLCU as their primary financial institution. Offering them a fantastic rate is a win-win for both GLCU and our members – they receive a great interest rate on their checking account and we benefit when they meet the criteria to receive the great rate.”

Below is a look at how bank and credit union interest rates have changed over the past year.

Best national credit unions

Best national credit unions

Best national credit unions

Best national credit unions

While credit unions have the highest rates on average, banks boast the highest individual interest rates available today with 4.00% APY offered by Home Federal Bank and the Bank of Greene County.

Additionally, in the case of both banks and credit unions, the highest interest rates today are offered almost exclusively on checking accounts, many of which are Kasasa Cash accounts.

1. Home Federal Bank, Smart Rewards Checking

The Smart Rewards Checking account from Home Federal Bank provides account holders an interest rate of 4.00% APY on balances up to $15,000, plus tiered interest rates on balances above $15,000.

2. The Bank of Greene County, e-Savings

The e-Savings Account provides a rate of 4.00% APY on balances of $1-$1,000. Balances over $1,000 will continue to earn interest at 0.25% APY. These rates are also offered on The Bank of Greene County’s ePremiere Checking account.

3. Jeff Davis Bank & Trust Company, Kasasa Cash Checking

The Kasasa Cash free checking account from Jeff Davis & Trust Company pays 3.25% APY on balances up to $10,000 and 0.25% APY on balances over $10,000.

4. Community Financial Services Bank, Kasasa Cash Checking

Community Financial Services Bank’s Kasasa Cash Checking account earns 3.05% APY on balances up to $20,000, and 0.50% APY over $20,000, depending on the balance. A rate of 0.10% APY is offered if qualifications aren’t met.

5. Frontier Bank, Kasasa Cash Checking

Similar to the account above, Frontier Bank’s Kasasa Cash Checking account earns 3.05% APY* on balances up to $20,000, 3.05% to 0.72% APY on balances over $20,000 depending on the balance, and 0.05% APY if account qualifications aren’t met.

6. Adirondack Bank, eCO CHECKING

Adirondack Bank notes its eCO CHECKING account is “Best suited to those who prefer to handle their account activity electronically.” Account holders earn the specified rate on balances of $1 – $25,000.

7. American Trust & Savings Bank, REWARDChecking

The REWARDChecking account from American Trust & Savings Bank is a free, high-interest checking account that pays 3.01% APY on balances up to $15,000, 0.25% APY on balances over $15,000, and 0.05% APY if account qualifications aren’t met.

8. Community Bank, Reward Checking

Though the Community Bank is based in Ohio, the reward checking account is available to anyone in the country. Balances of $10,000 and under earn 3.01% APY, while balances of $10,001 and up earn 0.25% APY.

9. Ouachita Independent Bank, OIB Reward Checking

Like the account above Ouachita Independent Bank checking account holders earn 3.01% APY on balances up to $15,000, 0.25% APY on a portion of balances over $15,000, and 0.05% APY if qualifications aren’t met for the OIB Reward Checking product.

10. Southern Bank, Kasasa Cash Checking

Southern Bank’s Kasasa Cash Checking account pays 3.01% APY on balances up to $15,000, 3.01% to 0.48% APY on balances over $15,000, depending on the balance, and 0.10% APY if qualifications aren’t met.