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Best New Car Incentives, Lease Deals for September 2017
Car manufactuers are always paranoid about losing market share - this is a good opportunity to get deals. Car dealerships are also desperate to get rid of the remaining leftover inventory as soon as possible. Ford is testing different incentive packages after suffering big sales losses, and many car makers have hidden rebates that result in as much as 28% off MSRP (FIAT, Chrysler).
2018 models have been increasing in showrooms, which means better deals on the 2017 and even some 2016 models.
The average incentive per vehicle is currently around $3,500. There's some great deals and large rebates on popular models such as the Nissan Altima, Toyota Camry, Honda Civic, Kia Forte, Chevrolet Impala, Cadillac ATS, and Chevrolet Malibu.
Brands such as Hyundai, GM, and BMW continue to offer a slew of lease deals and 0% financing.
You can find several vehicles with leases starting at under $300 per month with $0 down payment.
(Note: incentives can vary greatly by region; these figures may not be accurate in your local area. Always verify with your local dealers)
Zero Interest (0% APR) Car Loans – Cheap Cars #same #day #cash #loans
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Car companies want your business so badly that they willing to offer customers loans at zero percent interest known as 0% APR rate.
A zero percent loan saves money on each monthly payment, and reduces overall costs.
If you are in the market for a new car, and need a loan, this is definitely the way to buy.
How much money is saved with a 0% loan rate?
Let s take a look at an example.
Assume you buy a $25,000 car and want a loan for 48 months with no down payment. Let s say the current interest rate is 5.00%. Using an auto loan calculator such as this one at http://www.firstcarguide.com/auto-loan-calculator. we calculate the monthly payment to be $575.73 and the total cost to be $27,635.17. This means you pay $2635.15 in finance charges (interest).
Now let s look at the same loan but with 0% interest (no finance charges). In this case, we don t need an auto loan calculator because the math is very simple. Divide the $25,000 loan amount by the number of months in the loan (48), which gives you $520.83 a month. Your total cost is simply $25,000 since you pay no finance charges.
Therefore, the 0% APR loan saves you $54.90 a month and $2635.17 in finance charges. This is a significant savings, which makes it worth your time to look for car companies who are offering zero percent loan deals. See Best Car Deals for current car incentives, including zero percent loans.
Is there a catch?
Yes. First, customers must have a good credit score to quality for 0% APR deals. If you don t know your credit score, you can get it free with a simple enrollment at CreditReport.com .
Second, car companies don t offer sero-interest loans on all models and styles every month. Therefore, you might not be able to get exactly the model and style you want. If you can be flexible on your choices, you have a better chance of getting one of these good deals. Again, see Best Car Deals to learn which models are currently being offered.
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Finding 0% APR Car Deals on the Web. Zero interest car deals are offered via dealerships which work with automaker finance companies.
Finding 0% APR Car Deals on the Web. Zero interest car deals are offered via dealerships which work with automaker finance companies.
0 APR Car Deals - Are They Worth It?
While a zero APR car deal may seem enticing, it may cost you more than getting a loan through a bank or credit union would. RATES: Compare current auto loan rates in your area. Who qualifies for these car deals?
Where are the 0% APR Car Deals in 2017? - Best Car Deals 2017
See our article, 0% APR Car Deals – Good Deal or Not? for more details. Here are some of the current car makes and models with 0% APR loan deals. Note that the 0% APR rate usually (but not always) only applies for shorter-term loans — 24, 36, or 48 month loans.
Best 0 APR Car Deals This August | U.S. News & World Report
Car Buying Tips, News and Features >. Best 0 APR Car Deals This August.
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Finding 0% APR Car Deals on the Web. Zero interest car deals are offered via dealerships which work with automaker finance companies. For these companies, selling cars is as important as the profit made from granting auto loans.
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