Apply for Citi Credit Card / Citi Ready Credit
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Citibank Customer Care Toll Free Number
If you need escalation then you may contact the person on the phone number and email id we have provided below for the RTGS/NEFT.
Phone Number: 39707464 (local dialing)
Email ID: [email protected]
Citibank India Customer Care Mailing Address Contact Details
Citibank N.A., Mail Room,
No. 2, Club House Road,
Chennai – 600 002.
Citibank N.A., P.O. Box No. 4830, Anna Salai Post Office, Chennai – 600 002.
Citibank India Offices & Branches
Citibank N.A., Ground Floor, Kalapurnam, Near Municipal Market, CG Road, Ahmedabad – 380009.
Citibank Customer Care: 079-40015721,
Citibank N.A., Sco-132/133/134, Sector 9C, Madhya Marg, Chandigarh – 160017.
Citibank Contact Number :0172-4687933
Citibank N.A., Ground Floor, International Trade Tower, Nehru Place, New Delhi – 110019.
Citibank Delhi contact number: 011-49812901.
How to Negotiate With Citibank Credit Card
Negotiating with a credit-card company can seem intimidating, but sometimes just picking up the phone and giving the company a call can get you farther than you'd think. Calling Citibank about your credit cards can potentially get you a higher credit limit, lower annual percentage rates or balance transfer deals. If you're negotiating payments on existing debt, offering a lump sum payment or seeking professional advice is another option.
Locate the contact phone number for your particular Citibank credit card. This toll-free number is printed on your credit card, usually on the back side beneath your signature.
Call the number on the card, and listen to the voice prompts to determine what you'd like to do. If none of the options sounds reasonable, say "customer service," or dial the corresponding number for customer service, usually "0."
Tell the customer service representative what you'd like to do. If you want to negotiate for a lower APR, mention your concerns with your current rate, and ask what Citibank can do for you. If you're looking for balance transfer options or higher credit limits, ask the operator if any deals are available for you.
Ask to speak with a supervisor if the customer service representative cannot help with your requests.
Mention your willingness to take your business elsewhere if the customer service representative or supervisor still refuses your request. Citibank doesn't want to lose your business, so its employees will usually do what they can to retain you as a client.
Tell Citibank you want to negotiate your credit card debt. Write the company a letter, or call a representative on the phone to begin the negotiation process. If you're worried about losing your cool, go with the written word. Copies of sample letters are available at Creditinfocenter.com.
Find contact information for Citibank. According to Citibank's website, its representatives can be reached several different ways. Mailing addresses and phone numbers are listed on the website.
Keep copies of all correspondence with Citibank regarding your debt negotiation, including copies of your own letters and Citibank's responses. Creditinfocenter.com recommends sending all letters through registered mail. Keep receipts for any mailing costs.
Keep a record of all calls made to Citibank regarding your negotiation. Make a note of to whom you spoke, his position and contact information. Creditinfocenter.com suggests getting a supervisor's name as well.
Follow up on all phone calls and letters. Call or write to get regular status updates. Allow at least two weeks for letters and up to three days for phone inquiries.